Why it stands out: The Mint app is owned by Intuit, the financial software company that also owns TurboTax and Quickbooks. The premium plan has the same features as the classic plan, plus tools that analyze your monthly spending and trends. If you want an ad-free experience, the budgeting app has a $0.99 per month ad-free plan and a premium plan that's $4.99 per month. Pricing: $0 to $4.99 Mint's classic plan is free. We also considered whether each app accomplished everything it advertised, and how regular users reviewed the product on the Apple and Google Play store. To determine our top picks, we reviewed the initial sign-up process, pricing, budgeting tools, and user experience. Then, we reviewed each budgeting app for a week. First, we compiled a list of 18 popular budgeting apps available in both the Google Play Store and Apple Store. Research is an important part of choosing a budgeting app that fits your needs. We understand that "best" is often subjective, so in addition to highlighting the clear benefits of a financial product, we outline the limitations, too. Personal Finance Insider's mission is to help smart people make the best decisions with their money. If possible, I would try to avoid paying a fee entirely." Methodology: How Did We Choose the Best Budgeting Apps? Some budgeting apps are entirely free, while others have different plans at a variety of price points. "I would first try out the free version and see how it works. Actively try and use it before considering a switch." Give it at least three months before deciding if it's not something for you. Every budgeting app is going to feel uncomfortable during the first month. How do I know if a budgeting app is right for me? Like if I'm trying to curb spending, I would look for a budgeting app that helps me minimize payments in certain spending areas." "I would look for features that would help me with my goals. Sophia Acevedo, certified educator in personal finance, banking reporter, Personal Finance Insider: For example, if you are a person who knows that you want to stick to a zero-based budget, and you've been doing that manually, but you need maybe a little bit more help with the organization, then you can center your focus on searching for apps specifically solve your problem." "My best tip for people who are looking to start using a budgeting app is to figure out what you're missing in your financial system. Mykail James, MBA, certified financial education instructor, : What should I look for in a budgeting app? (Some text may be lightly edited for clarity.) Here's what they had to say about budgeting apps.
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